Built on Stellar for programmable treasury operationsSmart Treasury
Programmable treasury on Stellar
Smart Treasury helps teams automate payments, approvals, and treasury workflows under predefined onchain rules.
Product
Move treasury operations from manual approvals to programmable controls.
Smart Treasury combines Soroban smart contracts, SAC asset support, wallet-based signing, and audit-friendly events to make treasury workflows more secure, controlled, and easier to operate.
Smart treasury account
A programmable treasury account that enforces treasury rules before payment execution.
Signer roles and thresholds
Configure operators, admins, guardians, and weighted approvals.
Asset and recipient policies
Restrict which Stellar assets can move and where they can be sent.
Scheduled payments
Schedule recurring payments with predefined amounts, recipients, and execution windows.
Recovery controls
Pause, freeze, guardian approval, delayed recovery, and signer replacement flows.
Audit trail
Track validation, policy updates, scheduled execution, and recovery events for audit-friendly treasury operations.
How it works
A clear route from wallet intent to auditable execution.
Users connect with a Stellar wallet. Smart Treasury validates authority, routes actions through policy, intent, and recovery controls, and records events for monitoring and audit views.
01
Treasury wallet
02
Smart Treasury Account
03
Policy checks
04
Intent registry
05
Recovery guard
06
Audit events
Core features
Built for controlled treasury workflows.
Smart Treasury services include policy-controlled payments, weighted signer approvals, scheduled treasury operations, revenue split support, recovery controls, wallet-first access, and audit-friendly history.
Policy-controlled payments
Approve configured assets, recipients, limits, and execution paths with Soroban and SAC-compatible flows.
Weighted signer approvals
Assign roles and approval weights to treasury participants, then enforce thresholds for sensitive operations.
Scheduled treasury operations
Schedule recurring payments with predefined amounts, recipients, and execution windows.
Recovery and freeze controls
Freeze activity when needed and use guardians with timelocks for recovery workflows.
Wallet-first access
Prioritize Freighter and xBull through Stellar Wallets Kit with visible signing flows.
Audit-friendly operations
Record events for signer changes, policy changes, payment validation, scheduled execution, and recovery.
Use cases
Use cases for real treasury workflows.
Smart Treasury is designed for teams, protocols, marketplaces, payment operators, and tokenization platforms looking to automate recurring payment operations.
Stablecoin vendor and payroll treasury
Replace single-key payments with approved rules for vendors, contributors, and payroll.
Stellar integration
Built for Stellar treasury operations.
Smart Treasury uses Stellar’s fast settlement, low fees, wallet ecosystem, and Soroban smart contract layer to make treasury operations programmable, transparent, and easier to control.
Stellar network
Fast, low-cost settlement for treasury activity.
Soroban
Programmable account and treasury policy logic.
Stellar Asset Contract
Support for Stellar-native tokenized asset flows.
Stellar Wallets Kit
Unified wallet access through Freighter and xBull.
Smart Treasury is not presented as official Stellar or SDF infrastructure. Stellar is the underlying ecosystem and integration layer.
Vision
Treasury operations should be programmable, transparent, and safe by design.
Smart Treasury brings this model to Stellar through programmable accounts that combine wallet access, treasury rules, scheduled execution, and recovery safeguards.
Designed as a non-custodial treasury-control system: Smart Treasury provides policy and execution controls, not custody or official Stellar endorsement.