Smart Treasury
Programmable treasury accounts on Stellar
Smart Treasury helps teams control payments with onchain policy, wallet approvals, scheduled execution, and recovery safeguards.
Product
Move treasury operations from informal approvals to verifiable controls.
Smart Treasury combines Soroban smart contracts, SAC asset support, wallet-based signing, and audit-friendly events to make treasury execution safer and easier to operate.
Smart treasury account
A programmable treasury account that enforces policy before payment execution.
Signer roles and thresholds
Configure operators, admins, guardians, and weighted approvals.
Asset and recipient policies
Restrict which Stellar assets can move and where they can be sent.
Scheduled payments
Store bounded treasury intents and prevent replayed child executions.
Recovery controls
Pause, freeze, guardian approval, delayed recovery, and signer replacement flows.
Audit trail
Emit security-significant events for validation, policy updates, scheduled execution, and recovery.
How it works
A clear route from wallet intent to auditable execution.
Users connect with a Stellar wallet. Smart Treasury validates authority, routes actions through policy, intent, and recovery controls, then emits events for monitoring and audit views.
01
Treasury wallet
02
Smart Treasury Account
03
Policy checks
04
Intent registry
05
Recovery guard
06
Audit events
Core features
Services built for controlled fund movement.
Smart Treasury services include policy-controlled payments, weighted signer approvals, scheduled treasury operations, revenue split support, recovery controls, wallet-first access, and audit-friendly history.
Policy-controlled payments
Approve configured assets, recipients, limits, and execution paths with Soroban and SAC-compatible flows.
Weighted signer approvals
Assign roles and approval weights to treasury participants, then enforce thresholds for sensitive operations.
Scheduled treasury operations
Create bounded scheduled payment intents and use child execution IDs to prevent replay.
Recovery and freeze controls
Freeze activity when needed and use guardians with timelocks for recovery workflows.
Wallet-first access
Prioritize Freighter and xBull through Stellar Wallets Kit with visible signing flows.
Audit-friendly operations
Emit events for signer changes, policy changes, payment validation, scheduled execution, and recovery.
Use cases
Blueprints for real treasury work.
Smart Treasury is designed for teams, protocols, marketplaces, payment operators, and tokenization platforms that need safer, repeatable payment operations.
Stablecoin vendor and payroll treasury
Replace single-key treasury operations with policy-controlled vendor and contributor payments.
Stellar integration
Built for Stellar treasury operations.
Smart Treasury uses Stellar s fast settlement, low fees, wallet ecosystem, and Soroban smart contract layer to make treasury operations programmable, transparent, and easier to control.
Stellar network
Fast, low-cost settlement for treasury activity.
Soroban
Programmable account and treasury policy logic.
Stellar Asset Contract
Support for Stellar-native tokenized asset flows.
Stellar Wallets Kit
Unified wallet access through Freighter and xBull.
Smart Treasury is not presented as official Stellar or SDF infrastructure. Stellar is the underlying ecosystem and integration layer.
Vision
Treasury operations should be programmable, transparent, and safer by default.
Smart Treasury brings this model to Stellar by combining wallet access, policy enforcement, scheduled execution, and recovery safeguards in one treasury account experience.
Designed as a non-custodial treasury-control system: Smart Treasury provides policy and execution controls, not custody or official Stellar endorsement.